Financing

How to finance your hot tub.

With a special low rate from LightStream

Ready to install your hot tub? Our financing partner LightStream, a division of SunTrust Bank, offers a special interest rate when you have good to excellent credit.

Apply now and when you qualify you can use your LightStream loan proceeds for:

  • Your choice of hot tub
  • Installation
  • Upgrades to your landscaping or backyard

The LightStream loan is refreshingly fast and easy, and features:

  • Flexible loan amounts, from $5,000 to $100,000
  • Same-day funding available†
  • Simple online application process
  • Funds wired directly to your account
  • No liens or collateral required

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*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with HotTubs.com discount and AutoPay, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Rates as of 7/01/2016

†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

‡ Discount of .25 percentage point is for a new LightStream loan referred online by hottubs.com. Borrower must apply directly through this website, and with cookies activated on their browser, in order for this offer to be tracked and valid.

SunTrust Bank is an Equal Housing Lender. ©2016 SunTrust Banks, Inc. SunTrust, and LightStream are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.

Another of our financing programs is the option through Lending Club. This program not only offers great terms for those financing their backyard projects, but also is widely available - Loans via Lending Club are unsecured and are offered in most states.

Apply for a loan with Lending Club.